Rider Motorcycle Insurance Review Founded by well-known motorcycle enthusiast Henry Bleiwise in 1971, Rider Insurance is a specialized insurance provider that focuses purely on offering motorcycle insurance packages that meets the specific needs of the biker community. Rider currently offers affordable insurance packages only in the states of Pennsylvania, West Virginia, Ohio, Indiana, Maryland and New Jersey, with more states to follow. Low-cost insurance packages are offered for a wide range of motorcycle types, including all terrain vehicles, mopeds, scooters, dirt bikes, high performance, custom, touring, cross-country and reconstructed motorcycles. The major features of Rider motorcycle insurance policies include: Underinsured/Uninsured Motorist Coverage that protects you in case your motorcycle is damaged in an accident by a motorist who is at fault but has no coverage or insufficient coverage. This type of coverage is offered for all types of bikes except mopeds. Guest Passenger Liability coverage is offered at no additional cost with liability limits similar to your body injury liability limits. Pedestrian Personal Injury Protection coverage is applied to pedestrians who are hit by your motorcycle and pays for the cost of medical treatment up to the limits of the liability coverage. In addition, Rider motorcycle insurance offers: Quality Plus Packages that offer collision, comprehensive, theft and fire coverage with the liability limits of your choice. To qualify for this coverage package, the vehicle must be listed in the National Automotive Dealers Association Guide. Accessory Coverage is offered along with policies that have Quality Plus Packages that insure non-sport or non-high performance bikes, at no additional cost. Accessories covered include helmets and other safety apparel, paint jobs, customized parts and equipment and trip interruptions due to an insured peril (covers the cost of meals and lodging). Roadside Assistance coverage that provides towing for up to 35 miles in case your bike is disabled as well as other services including battery jumpstart and emergency delivery of oil, fuel and water (cost of fluids not included). Article Source: EzineArticles
